When you bank with OTIS, you can bank on OTIS.
Whether you’re opening your first account, getting married, or ready to retire, OTIS has the financial products and services that you need – and the competitive rates you’re looking for. Join OTIS FCU today and experience the OTIS Advantage!
Need a Credit Card?
We offer two Credit Card options at competitive rates and with NO annual fees, cash advance fees, or balance transfer fees!
Great Rate Visa
LOW rate of 9.9% APR!
Loyalty Rewards Visa
Earn points with every purchase!
Energy Loan Special: Only 5.00% APR* for All Borrowers!
Winter’s on the way – plan ahead and apply today! Whether you need to purchase fuel or a new furnace, pay it back in affordable monthly installments with an OTIS Energy Loan!
*Annual Percentage Rate. Promotional rate runs from October 21-November 29, 2024. Offer is subject to change without notice. Term may vary. Credit approval required. Member eligibility required. Federally Insured by NCUA. Equal Housing Lender.
Limited Time Only: Holiday Loans – 7.00% APR* for All Borrowers!
Our Holiday Loans are a great alternative to using high-interest credit cards this season! Through December 20, borrow up to $2,500 for a 12-month term at an interest rate of only 7.00% APR*.
*Annual Percentage Rate. Promotional rate runs from November 12 – December 20, 2024. Credit approval required. OTIS FCU reserves the right to discontinue this promotion at any time. Minimum loan amount is $500. Maximum loan amount is $2,500. 12-month term required, may pay off early without penalty. Member eligibility required. Federally Insured by NCUA. Equal Housing Lender.
We’re here for you – no appointment necessary.
In the neighborhood? Stop in to see us from 9 AM to 5 PM, Monday through Friday. We’re committed to service with a smile, on your schedule.
What our members are saying
In these trying times their low credit card rates and bottom-line financing cost are unmatched in my opinion. Thank you, OTIS FCU and your entire team, for making sure our investments and savings are in great hands. I look forward to many more years working with you!
Linwood D.What do I love about OTIS? Everything! Their online banking, online loan applications, friendly and helpful staff, and the ability to keep them as our banking institution even though we live almost 100 miles away! We are members for LIFE!
Susan B.I have nothing but positive and great things to say about the service and staff that are there to help us at OTIS FCU. … Thank you, Kristy S., for your guidance and expertise help.
Elaine R.OTIS has always done well by me. When I had my heart surgery, they helped me catch up on my payments and worked with me. They are a really good financial institution to work with.
Calvin C.I have been with OTIS for about 20 years and have never had a bad experience. The OTIS team is fantastic and has always helped me efficiently and promptly. I have started my toddlers accounts with them because I know that OTIS is all about family.
Dylan S.The personal and friendly service is the best part about being a member of OTIS FCU. It's great to bank at a place where you know the people that work there and trust that they will help you in any way that they can. OTIS FCU is MY credit union.
Andrea R.As a soldier who has lived all around the world, I love being a member of OTIS FCU because they care and take care of me. It's truly like being a member of a banking family. OTIS FCU will continue to get my business no matter where I live.
Michael M.Latest news
Fall Raffle for Ending Hunger
Through November 29, stop by our lobby to purchase your chances to win one of four prizes, with 100% of proceeds benefiting local food pantries!
Join Us & Experience the OTIS Advantage
If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you are eligible to become a member of OTIS FCU.
Immediate family members, regardless of geographic location, are also eligible for membership. We look forward to meeting you!