Free Checking Accounts
OTIS Checking Accounts come with built-in features designed to simplify your financial life. And the best part? They’re free! Our Checking Accounts have no minimum balance requirements and no monthly service charges, and offer a number of other convenient benefits.
When you open an OTIS Checking Account, you’ll enjoy:
- FREE, CONTACTLESS INSTANT ISSUE mobile-wallet compatible OTIS Visa Rewards Debit Cards with unlimited fee-free access to OTIS ATMs and CO-OP Network ATMs state- and nation-wide
- FREE Shared Branch banking at 155 locations in Maine and over 5,000 CU Service Center locations across the country
- Overdraft protection from your Savings Account
- FREE personalized checks
Already have a Membership Share (Savings) Account? Visit us to open a Checking Account today!
Join Us & Experience the OTIS Advantage
If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you are eligible to become a member of OTIS FCU.
Immediate family members, regardless of geographic location, are also eligible for membership. We look forward to meeting you!