Free4Me Checking

Ready to get started? Contact our team at (207) 897-0900 today.

We understand that the needs of our younger members may differ from the needs of our more established account holders. Our Free4ME Account is a specialty checking account geared to our members that are between the ages of 18 and 25 years old, and offers added features and benefits for young adults.

Free4ME Checking Benefits

  • Oops! Refunds Two fee refunds/year
  • NO monthly fee
  • NO per-check fee
  • NO minimum balance
  • NO monthly fee
  • FREE Visa Debit Card that is compatible with Apple, Samsung, and Android Pays
  • FREE online banking via OTIS Online
  • FREE mobile banking via OTIS Mobile
  • FREE eStatements
  • FREE eAlerts
  • FREE Online Bill Payer
  • FREE checks

Join Us & Experience the OTIS Advantage

If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you are eligible to become a member of OTIS FCU. Immediate family members, regardless of geographic location, are also eligible. We look forward to meeting you!