Need a Credit Card?
We offer two Credit Card options at competitive rates and with NO annual fees, cash advance fees, or balance transfer fees!
Great Rate Visa
LOW rate of 9.9% APR!
Loyalty Rewards Visa
Earn points with every purchase!
Presidents’ Day Auto Loan Special!
Finance your auto loan with OTIS and experience market leading rates, like 5.00% APR* for 60 months!
*APR = Annual Percentage Rate. Promotion effective February 11-28, 2025. Promotional rate advertised is for a 60-month term at 5.00% APR for a credit score of 730 or higher. Offer is subject to change without notice. Loan rate is determined by your personal creditworthiness. Credit approval required. Minimum loan amount is $5,000. Existing OTIS FCU loans do not qualify for this offer. Member eligibility required. Federally Insured by NCUA. Equal Housing Lender.
Recreational Vehicle Special – 1% Off Market Leading Rates!
Not much snow? That’s Frosty’s problem. From ATVs and UTVS to snowmobiles and campers, finance your recreational vehicle with OTIS and get 1% off our market leading rates, like 5.00% APR* for 60 months!
*APR = Annual Percentage Rate. Promotion effective January 17-February 21, 2025. Promotional rate advertised is for a 60-month term at 5.00% APR for a credit score of 730 or higher. Offer is subject to change without notice. Loan rate is determined by your personal creditworthiness. Credit approval required. Minimum loan amount is $5,000. Existing OTIS FCU loans do not qualify for this offer. Member eligibility required. Federally Insured by NCUA. Equal Housing Lender.
What our members are saying
In these trying times their low credit card rates and bottom-line financing cost are unmatched in my opinion. Thank you, OTIS FCU and your entire team, for making sure our investments and savings are in great hands. I look forward to many more years working with you!
Linwood D.What do I love about OTIS? Everything! Their online banking, online loan applications, friendly and helpful staff, and the ability to keep them as our banking institution even though we live almost 100 miles away! We are members for LIFE!
Susan B.I have nothing but positive and great things to say about the service and staff that are there to help us at OTIS FCU. … Thank you, Kristy S., for your guidance and expertise help.
Elaine R.OTIS has always done well by me. When I had my heart surgery, they helped me catch up on my payments and worked with me. They are a really good financial institution to work with.
Calvin C.I have been with OTIS for about 20 years and have never had a bad experience. The OTIS team is fantastic and has always helped me efficiently and promptly. I have started my toddlers accounts with them because I know that OTIS is all about family.
Dylan S.The personal and friendly service is the best part about being a member of OTIS FCU. It's great to bank at a place where you know the people that work there and trust that they will help you in any way that they can. OTIS FCU is MY credit union.
Andrea R.As a soldier who has lived all around the world, I love being a member of OTIS FCU because they care and take care of me. It's truly like being a member of a banking family. OTIS FCU will continue to get my business no matter where I live.
Michael M.Latest news
OTIS Federal Credit Union Promotes Seven and Supervisory Committee Chair Achieves Certification
OTIS Federal Credit Union is pleased to announce the recent promotion of seven staff members and their Supervisory Committee Chair’s certification.
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In the neighborhood? Stop in to see us from 9 AM to 5 PM, Monday through Friday. We’re committed to service with a smile, on your schedule.
