OTIS Federal Credit Union › Checking & Savings

Checking & Savings Accounts

Owning your finances and securing your future starts here.

No matter where you are on your journey, or where you hope to go, we’re here for you with financial solutions for every age and stage in life.

At OTIS, we believe that your money should work as hard as you do.

That’s why we’re proud to offer an array of higher-yield Savings products as well as fee-free Checking Accounts to help you achieve your goals and secure your financial future, faster.

OTIS Savings Accounts

Whether you’re looking to start a rainy day fund, open an account for your child, or are interested in a more specialized savings vehicle, we have accounts that meet your needs and support your goals.

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OTIS Checking Accounts

OTIS Checking Accounts come with built-in features designed to simplify your financial life. And the best part? They’re free, with no minimum balance requirements or monthly service charges – ever.

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Individual Retirement Accounts (IRAs)

We offer both Traditional and Roth IRAs. Read more here to decide whether a Traditional or a Roth IRA may be the right choice for you.

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Share & IRA Certificates

OTIS Share and IRA Certificates allow you to earn higher dividends on your funds than you would in a typical Savings Account. Open a Certificate with as little as $500 and have it mature on a date of your choice.

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How can we help you reach your goals?

Our team is here for you. Feel free to give us a call at (207) 897-0900 Monday through Friday, from 9 AM to 5 PM or send us a message on our Contact page.

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Join Us & Experience the OTIS Advantage

If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you are eligible to become a member of OTIS FCU. Immediate family members, regardless of geographic location, are also eligible. We look forward to meeting you!

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