Loyalty Rewards Visa Debit Cards
Our free, instantly-issued Loyalty Rewards Visa® Debit Cards are convenient, tech-friendly, and secure – and earn points with every purchase! As an added member benefit, our Visa Cards are serviced entirely at OTIS FCU. Access your money easily from anywhere with over 150 fee-free ATMs in the state of Maine, and at over 30,000 ATMs nationwide. Apply today, and experience how easy it is to streamline your financial life.
OTIS Loyalty Rewards Visa Debit Card Features and Benefits
- No monthly fee
- No per-transaction fee
- Contactless payments
- Earn points with every purchase (1 point/$3 spent)
- Overdraft Protection (opt-in required)
- Compatible with Apple Pay®, Google Pay™, and Samsung Pay™ apps
- Can be used anywhere that Visa Debit Card is accepted
- Protected by state-of-the-art fraud detection software
- Block at any time in the event of loss or theft by using our convenient OTIS Mobile app
- Schedule travel to other countries via the OTIS Mobile app to prevent your card from being unnecessarily blocked by our fraud department
- Quicker and easier than writing a check
- Make fee-free ATM withdrawals via the CO-OP ATM Network at over 150 locations in the state of Maine and over 30,000 nationwide
- Withdraw cash from either your checking or savings account at an ATM (fees at other financial institutions may apply)
- Can be used to conduct free Shared Branch banking at 155 locations in Maine and at over 5,000 CU Service Center locations across the country
About Instant-Issue
We understand that your time is a priceless commodity. Sometimes, you just can’t afford to wait! With our instantly-issued Debit Cards, we’re here to make sure that you can spend your valuable time doing the things that you really care about.
Your new OTIS Debit Card will be activated and ready for you to use the moment you receive it, wherever Visa Debit Card is accepted.
Not able to come by? No problem. Your new card and PIN will be promptly mailed to you upon request. Whatever is most convenient for you – we have you covered!
Travel to Foreign Countries
Many foreign country transactions are blocked from using our Visa Debit and Credit Cards.
Please notify OTIS Federal Credit Union before traveling to foreign countries.
In some cases, we may be able to unblock your card(s) to allow transactions outside the U.S. and Canada.
Fee-Free ATMs in Maine
| Bank | Address | City / Town |
|---|---|---|
| NORSTATE FCU | 23 STATION ST | ASHLAND |
| CENTRAL MAINE FCU | 836 CENTER ST | AUBURN |
| DIRIGO FCU | 20 WASHINGTON ST N | AUBURN |
| FIVE COUNTY CU | 1250 TURNER ST | AUBURN |
| FIVE COUNTY CU | 100 MOUNT AUBURN RD | AUBURN |
| MAINE FAMILY FCU | 831 MINOT AVE | AUBURN |
| FIVE COUNTY CU | 201 CIVIC CENTER DR | AUGUSTA |
| DOWN EAST CU | 23 THIRD AVE | BAILEYVILLE |
| DOWN EAST CU | 24 SPRINGER DR | BANGOR |
| CARDTRONICS | 624 WASHINGTON ST | BATH |
| FIVE COUNTY CU | 145 WATER ST | BATH |
| FIVE COUNTY CU | 700 WASHINGTON ST | BATH |
| FIVE COUNTY CU | 765 WASHINGTON ST | BATH |
| DOWN EAST CU | 92 LINCOLNVILLE AVE | BELFAST |
| NORTHEAST CU | 380 PORTLAND ST | BERWICK |
| FCTI | 66 ALFRED ST | BIDDEFORD |
| NORTHEAST CU | 1 POOL ST | BIDDEFORD |
| PEOPLESCHOICE CU | 369 ELM ST | BIDDEFORD |
| TRUCHOICE FCU | 40 MAIN ST | BIDDEFORD |
| FIVE COUNTY CU | 9 MAIN ST | BOWDOINHAM |
| FCTI | 152 MAIN ST | BRUNSWICK |
| FIVE COUNTY CU | 171 BATH ROAD | BRUNSWICK |
| TRUCHOICE FCU | 779 NARRAGANSETT TRAIL | BUXTON |
| DOWN EAST CU | 295 NORTH ST | CALAIS |
| CARDTRONICS | 45 CHURCH ST | DEXTER |
| NORSTATE FCU | ROUTE 11 | EAGLE LAKE |
| NORSTATE FCU | 164 MARKET STREET | FORT KENT |
| FCTI | 16 MAIN ST | GORHAM |
| OTIS FCU | 170 MAIN ST | JAY |
| OTIS FCU | 300 RILEY RD | JAY |
| NORTHEAST CU | 45 PORTLAND RD | KENNEBUNK |
| NORTHEAST CU | 40 DOCK SQUARE | KENNEBUNKPORT |
| FCTI | 169 STATE ROAD | KITTERY |
| FCTI | 286 US-1 | KITTERY |
| NORTHEAST CU | PORTSMOUTH NAVAL SHIPYARD BLDG 14 | KITTERY |
| NORTHEAST CU | 167 BEAUMONT ST | KITTERY |
| CENTRAL MAINE FCU | 1000 LISBON ST | LEWISTON |
| DIRIGO FCU | 381 MAIN ST | LEWISTON |
| FCTI | 345 MAIN ST | LEWISTON |
| FIVE COUNTY CU | 95 PARK ST | LEWISTON |
| MAINE FAMILY FCU | 555 SABATTUS ST | LEWISTON |
| FIVE COUNTY CU | 218 LISBON ST | LISBON |
| DOWN EAST CU | 211 MAIN ST | MACHIAS |
| NORSTATE FCU | 78 FOX ST | MADAWASKA |
| NORSTATE FCU | 292 MAIN ST | MADAWASKA |
| NORSTATE FCU | 60 BRIDGE STREET | MADAWASKA |
| DIRIGO FCU | 1 LEWISTON ST | MECHANIC FALLS |
| OXFORD FCU | 225 RIVER RD | MEXICO |
| CARDTRONICS | 639 ROOSEVELT TRAIL | NAPLES |
| CARDTRONICS | 19 OAK ST | OAKLAND |
| FCTI | 217 SACO AVE | OLD ORCHARD BEACH |
| OXFORD FCU | 1591MAIN ST | OXFORD |
| FCTI | 704 CONGRESS ST | PORTLAND |
| FCTI | 1917 FOREST AVE | PORTLAND |
| FCTI | 27 WASHINGTON AVE | PORTLAND |
| FIVE COUNTY CU | 56 COMMERCIAL ST | PORTLAND |
| FIVE COUNTY CU | 19 COMMERCIAL ST | PORTLAND |
| FIVE COUNTY CU | 14 OCEAN GATEWAY PIER | PORTLAND |
| TRUCHOICE FCU | 2211 CONGRESS ST | PORTLAND |
| TRUCHOICE FCU | 175 FORE RIVER PKWY | PORTLAND |
| TRUCHOICE FCU | 144 STATE ST | PORTLAND |
| TRUCHOICE FCU | 272 PARK AVE | PORTLAND |
| TRUCHOICE FCU | 50 COUNTY WAY | PORTLAND |
| TRUCHOICE FCU | 109 MIDDLE ST | PORTLAND |
| TRUCHOICE FCU | 335 BRIGHTON AVE | PORTLAND |
| TRUCHOICE FCU | 22 BRAMHALL ST | PORTLAND |
| DOWN EAST CU | 151 MAIN ST | RICHMOND |
| FIVE COUNTY CU | 517A MAIN ST | ROCKLAND |
| FIVE COUNTY CU | 710 MAIN ST | ROCKLAND |
| NORTHEAST CU | 1001PORTLAND RD | SACO |
| PEOPLESCHOICE CU | 23 INDUSTRIAL PARK RD | SACO |
| NORTHEAST CU | 48 ALFRED RD | SANFORD |
| PEOPLESCHOICE CU | 39 COUNTRY CLUB RD | SANFORD |
| FIVE COUNTY CU | 500 GALLERY BLVD. | SCARBOROUGH |
| TRUCHOICE FCU | 100 US ROUTE 1 | SCARBOROUGH |
| TRUCHOICE FCU | 300 SOUTHBOROUGH DR | SCARBOROUGH |
| CARDTRONICS | 386 MADISON AVE | SKOWHEGAN |
| CARDTRONICS | 260 WATER ST | SKOWHEGAN |
| FIVE COUNTY CU | 60 FAIRGROUNDS MARKET PLACE | SKOWHEGAN |
| DIRIGO FCU | 172 PINE ST | SOUTH PARIS |
| MAINE SOLUTIONS FCU | 82 RUNNING HILL RD | SOUTH PORTLAND |
| MAINE SOLUTIONS FCU | 5 FODEN RD | SOUTH PORTLAND |
| MAINE SOLUTIONS FCU | 209 WESTERN AVE UNIT 6 | SOUTH PORTLAND |
| MAINE SOLUTIONS FCU | 333 WESTERN AVE BLDG 7 | SOUTH PORTLAND |
| TRUCHOICE FCU | 443 WESTERN AVE | SOUTH PORTLAND |
| TRUCHOICE FCU | 2 GANNETT DR | SOUTH PORTLAND |
| FCTI | 489 MAIN ST | SPRINGVALE |
| DOWN EAST CU | 94 MAIN ST | TOPSHAM |
| FIVE COUNTY CU | 3 HAMILTON COURT-LANE 2 | TOPSHAM |
| DOWN EAST CU | 58 SCHOOL ST | UNITY |
| NORSTATE FCU | 306 MAIN ST | VAN BUREN |
| CARDTRON ICS | 42 COLLEGE AVE | WATERVILLE |
| FIVE COUNTY CU | 80 WATERVILLE COMMONS DR | WATERVILLE |
| PEOPLESCHOICE CU | 774 POST RD ROUTE 1 | WELLS |
| TRUGROCERFEDERALCU | 205 SPENCER DR | WELLS |
| NORTHEAST CU | 17 WESTBROOK COMMON | WESTBROOK |
| FIVE COUNTY CU | 30 LANDING RD | WINDHAM |
| FIVE COUNTY CU | 219 US RT | YARMOUTH |
Hannaford Supermarket Fee-Free ATMs in Maine
| Location | Address | Phone Number |
|---|---|---|
| Auburn Hannaford | 95 Spring Street | 207-784-6497 |
| Augusta Cony Hannaford | 118 Cony Street | 207-621-2570 |
| Turnpike Mall Hannaford in Augusta | 29 Whitten Rd. | 207-622-3137 |
| Airport Mall Hannaford in Bangor | 1133 Union St. | 207-942-0100 |
| Broadway Hannaford in Bangor | Broadway Shopping Ct | 207-947-8338 |
| Hogan Road Hannaford in Bangor | Bangor Mall | 207-947-6735 |
| Bar Harbor Hannaford | 86 Cottage St | 207-288-5680 |
| Belfast Hannaford | 93 Lincolnville Ave | 207-338-5377 |
| Bethel Foodliner ME | 71 Main Street | 207-824-2121 |
| Biddeford Hannaford | 299 Elm Street | 207-284-8677 |
| Boothbay Harbor Hannaford | Route 27 | 207-633-6465 |
| Brewer Hannaford | 383 Wilson St | 207-989-2500 |
| Bridgton Hannaford | 109 Portland Road | 207-647-2015 |
| Brunswick Hannaford | 35 Elm St | 207-725-6683 |
| Bucksport Hannaford | 370 Main Street | 207-469-3282 |
| Buxton Hannaford | 24 Portland Rd | 207-929-3100 |
| Camden Hannaford | 145 Elm Street | 207-236-8577 |
| China Hannaford | 33 Hannaford Drive | 207-445-3385 |
| Damariscotta Hannaford | Damariscotta Plaza | 207-563-8131 |
| Waterboro Hannaford in East Waterboro | Hc 72 Box 2100 | 207-247-8000 |
| Ellsworth Hannaford | Maine Coast Mall | 207-667-5300 |
| Falmouth Hannaford | 65 Gray Road | 207-878-0050 |
| Farmington Hannaford | Rr#4 Box 5027 | 207-778-0434 |
| Gardiner Hannaford | 40 Main Avenue | 207-582-3470 |
| Gorham Hannaford | 99 Main St. | 207-839-6553 |
| Gray Hannaford | 130 Shaker Road | 207-657-5800 |
| Hampden Hannaford | 77 Western Ave | 207-862-5444 |
| Jay Hannaford | 15 Jay Plaza Lane | 207-897-4376 |
| Kennebunk Hannaford | 65 Portland Road | 207-985-9135 |
| Lewiston Hannaford | 692 Sabattus St | 207-784-0721 |
| Lincoln Hannaford | Lincoln Plaza Route 2 | 207-794-6122 |
| Machias Hannaford | 149 Dublin Street | 207-255-3201 |
| Madison Hannaford | 225 Upper Main St | 207-696-3949 |
| Millinocket Hannaford | Magic City Shop Ctr | 207-723-8047 |
| North Windham Hannaford | 797 Roosevelt Trail | 207-892-2532 |
| Old Town Hannaford | 500 Stillwater Ave. | 207-827-2700 |
| Oxford Hannaford | 1603 Main Street | 207-743-2522 |
| Forest Ave. Hannaford in Portland | Hannaford Plaza | 207-761-5965 |
| Riverside Hannaford in Portland | 787 Riverside St. | 207-878-0191 |
| Rockland Hannaford | 75 Maverick St | 207-594-2173 |
| Rumford Hannaford | 520 Waldo Street | 207-364-3771 |
| Saco Hannaford | 532 Main Street | 207-282-4152 |
| Sanford Hannaford | 800 Main St. | 207-324-1554 |
| Scarborough Hannaford | 31 Hannaford Dr. | 207-883-7670 |
| Skowhegan Hannaford | 496 Madison Ave | 207-858-4800 |
| Maine Mall Hannaford in South Portland | Hannaford Plaza | 207-761-2729 |
| South Portland Mill Creek Hannaford | 50 Cottage Road | 207-799-7359 |
| Standish Hannaford | 71 Colonial Drive | 207-642-5533 |
| Topsham Hannaford | 49 Topsham Fair Mall | 207-729-5124 |
| Waldoboro Hannaford | Routes 1 and 32 | 207-832-4358 |
| Waterville Elm Plaza Hannaford | 140 Elm Plaza | 207-877-0700 |
| Waterville JFK Hannaford | 190 JFK Plaza | 207-873-0788 |
| Wells Hannaford | Rr 3 Box 422-2 | 207-646-4111 |
| Westbrook Hannaford | 7 Hannaford Drive | 207-854-4631 |
| Winthrop Hannaford | 399 Main Street | 207-377-3150 |
| Yarmouth Hannaford | Shoppers Village | 207-846-5941 |
| York Hannaford | 440 Route #1 | 207-363-5357 |
Report a Lost or Stolen Card
Conveniently block your card anytime with the OTIS Mobile app:
Log in to OTIS Mobile on your smartphone and click on “Card Controls” from the drop-down menu. Simply turn the switch on next to the chosen card to temporarily freeze your Visa Debit and/or Credit Card in the event of loss or theft, preventing unauthorized use. This block can then be lifted by turning the switch to the off position. (Please Note: If you select the option “Mark as Lost without Reordering”, this will permanently stop your card.)
If your Visa Debit Card is lost or stolen, please call:
(207) 897-0900 or (800) 848-3688
For assistance with Debit Card fraud:
(207) 897-0900 or (800) 848-3688
If you have received a call from our Fraud Department, you call them back at (888) 241-2440.
During business hours:
Call us at (207) 897-0900 or (800) 848-3688
After hours:
- Call us at (207) 897-0900 or (800) 848-3688
- Press 2 for OTIS Talk
- Press 5 for Card Management
- Press 2 for Lost or Stolen Credit or Debit Card
- Follow the appropriate prompts to permanently stop your card
Starting a dispute:
If you have a transaction that you would like to dispute, you can call OTIS Card Services during our regular business hours at (207) 897-0900 or (800) 848-3688.
Are you having issues receiving fraud calls?
Please reach out to us and update your contact information, including your mobile and home phone numbers and email address.
Join Us & Experience the OTIS Advantage
If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you are eligible to become a member of OTIS FCU.
Immediate family members, regardless of geographic location, are also eligible for membership. We look forward to meeting you!