Recreational Vehicle
Recreational Vehicle Special – 1% Off Market Leading Rates!
Not much snow? That’s Frosty’s problem. From ATVs and UTVS to snowmobiles and campers, finance your recreational vehicle with OTIS and get 1% off our market leading rates, like 5.00% APR* for 60 months!
*APR=Annual Percentage Rate. Promotion effective January 17-February 21, 2025. Promotional rate advertised is for a 60-month term at 5.00% APR for a credit score of 730 or higher. Offer is subject to change without notice. Loan rate is determined by your personal creditworthiness. Credit approval required. Minimum loan amount is $5,000. Existing OTIS FCU loans do not qualify for this offer. Member eligibility required. Federally Insured by NCUA. Equal Housing Lender.
We know how hard you work every day. You deserve to play hard, too. Our low loan rates and flexible terms to fit your budget make the Recreational Vehicle of your dreams affordable and attainable. Finance up to 100% of the purchase price or NADA retail value of a new or used recreational vehicle, such as a:
- Motorboat/Boat
- Motor Home
- Truck Camper
- Travel Trailer
- Folding Camp Trailer
- All-Terrain Vehicle (ATV)
- Utility Terrain Vehicle (UTV)
- Motorcycle
- Snowmobile
Already have a Recreational Vehicle Loan? Refinancing loans from dealerships or other financial institutions is hassle-free and available at no extra cost at OTIS. See how much you could start saving today.
Promotional Rates
Boats, Campers, Motorcycles, 4 Wheelers, Snowmobiles & Motor HomesRates effective 1/17/2025-2/21/2025
| Loan Term | Annual Percentage Rate | Loan Calculator |
|---|---|---|
| 3 years as low as | 4.30% APR | Calculate Your Payment |
| 4 years as low as | 4.70% APR | Calculate Your Payment |
| 5 years as low as | 5.00% APR | Calculate Your Payment |
| 6 years as low as | 5.35% APR | Calculate Your Payment |
| 7 years as low as | 5.90% APR | Calculate Your Payment |
| 8-10 years as low as | 7.20% APR | Calculate Your Payment |
| 11-15 years as low as | 7.75% APR | Calculate Your Payment |
