Personal Loans
Limited Time Only: Holiday Loans – 7.00% APR* for All Borrowers!
Our Holiday Loans are a great alternative to using high-interest credit cards this season! Through December 20, borrow up to $2,500 for a 12-month term at an interest rate of only 7.00% APR*.
*Annual Percentage Rate. Promotional rate runs from November 12 – December 20, 2024. Credit approval required. OTIS FCU reserves the right to discontinue this promotion at any time. Minimum loan amount is $500. Maximum loan amount is $2,500. 12-month term required, may pay off early without penalty. Member eligibility required. Federally Insured by NCUA. Equal Housing Lender.
Along for your journey, every step of the way.
Whether you’re planning your dream wedding or a much-needed vacation, are hoping to consolidate debt, or need to finance a large or unexpected expense, we are here for you with our affordable and versatile Personal Loans.
We can help you finance:
- Debt consolidation
- Home remodeling and improvements
- Auto or home repairs
- Appliance purchases
- Weddings
- Education expenses
- Travel
- Moving expenses
- Adoption expenses
- and more!
We also offer affordable Energy Loans, Share Secured Loans, and Freedom Lines of Credit to fit your unique needs. Conveniently apply online today.
Personal Loan
as low as
8.75%
APR
Effective 12/8/2023
Single Loan Payment
as low as
16.20%
APR
Effective 12/8/2023
Share Secured Loan
as low as
3.50%
APR
Effective 12/8/2023
Freedom Line of Credit
as low as
8.75%
APR
Effective 12/8/2023
(APR) Annual Percentage Rate
Join Us & Experience the OTIS Advantage
If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you are eligible to become a member of OTIS FCU.
Immediate family members, regardless of geographic location, are also eligible for membership. We look forward to meeting you!