Report a Lost or Stolen Card

Conveniently block your card anytime with the OTIS Mobile app:

Log in to OTIS Mobile on your smartphone and click on “Card Controls” from the drop-down menu. Simply turn the switch on next to the chosen card to temporarily freeze your Visa Debit and/or Credit Card in the event of loss or theft, preventing unauthorized use. This block can then be lifted by turning the switch to the off position. (Please Note: If you select the option “Mark as Lost without Reordering”, this will permanently stop your card.)

If your Visa Credit Card is lost or stolen, please call:

(207) 897-0900 or (800) 848-3688

If your Visa Debit Card is lost or stolen, please call:

(207) 897-0900 or (800) 848-3688

For assistance with Debit Card fraud:

(207) 897-0900 or (800) 848-3688

If you have received a call from our Fraud Department, you call them back at (888) 241-2440.

During business hours:

Call us at (207) 897-0900 or (800) 848-3688

After hours:
  • Call us at (207) 897-0900 or (800) 848-3688
  • Press 2 for OTIS Talk
  • Press 5 for Card Management
  • Press 2 for Lost or Stolen Credit or Debit Card
  • Follow the appropriate prompts to permanently stop your card
Starting a dispute:

Do you have an unauthorized purchase on your card? Did you place an order and are still waiting to receive your merchandise? If you have a transaction that you would like to dispute, you can call OTIS Card Services during our regular business hours at (207) 897-0900 or (800) 848-3688.

Are you having issues receiving fraud calls?

Please reach out to us and update your contact information, including your mobile and home phone numbers and email address.

Join Us & Experience the OTIS Advantage

If you live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Lincoln, Oxford, Sagadahoc, Somerset, or York County, you are eligible to become a member of OTIS FCU.

Immediate family members, regardless of geographic location, are also eligible for membership. We look forward to meeting you!